Hosted Checkout Page

A Hosted Checkout Page (HCP), sometimes referred to as HPP, is a secure, standalone payment page hosted by a payment provider (such as ). Instead of the merchant’s website handling and storing sensitive card data directly, the user is redirected to this pre-built, fully compliant checkout form to enter their payment details. Below is an overview of its key features and benefits:

1. Secure Data Collection

• The HCP ensures cardholder information is collected in a PCI-compliant environment.
• Sensitive payment details (e.g., card number, CVV) never pass through the merchant’s servers, reducing the merchant’s risk and PCI-DSS scope.

2. Payment Workflow

• The merchant creates a “payment intent” (or a similar transaction request) and receives an identifier from the API.
• Using this intent identifier, the merchant redirects the customer to the HCP.
• The customer reviews their order details and enters their card/billing information on the hosted page.

3. Authorization & Processing

• The HCP securely communicates with the backend to perform the authorization (and capture if applicable).
• When the transaction completes—successfully or otherwise—the HCP redirects the customer back to the merchant’s website along with the transaction status.

4. Customization

• allows merchants to customize the HCP’s look and feel, ensuring it aligns with the merchant’s branding while maintaining top-tier security.

5. Reduced Complexity for Merchants

• As the hosted page is fully managed by , merchants are not required to develop or maintain complex payment forms.
• It also alleviates the burden of rigorous compliance checks, as handles the majority of the security requirements.

Overall, a Hosted Checkout Page simplifies payment acceptance by offloading sensitive and compliance-heavy aspects of payment processing to a secure third-party platform. This allows merchants to focus on their core business while providing a smooth and secure checkout experience to their customers.